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FREQUENTLY ASKED QUESTIONS (FAQS)

We Know You Have Lots of Them. You'll love this page!

Answers to Common Questions

You're probably overflowing with questions. We designed this website, and this page in particular, to help answer and enlighten the public as much as possible. Here, you can learn:
  • What makes metal roofing the best type of roof you can possibly have in South Florida
  • How solar energy can help you take back control over soaring energy costs
  • All about the different financing options, including Solar Leases and Solar PPAs
Educating Is Part of Our Mission
For most people, their knowledge of roofing is limited to the type of roof their home came with. Metal Roofing is considered an upgrade, and a great one! Metal Roofing & Solar is here both to educate, and provide our community with amazing products & quality service.
Metal Roofing Related Questions
Can’t find the answer you’re looking for? Reach out to our customer support team.
Why is metal roofing a better long-term value than shingles?
While the upfront costs of installing a metal roof are often higher than shingles, a metal roof lasts longer and will be replaced or repaired far less frequently. A typical shingle roof lasts anywhere from 12 to 20 years, depending upon how well it’s maintained and weather elements it may encounter. Metal roofs, on the other hand, can last between 50 and 75 years while also requiring far less maintenance, making them the clear cost-effective choice over the lifespan of the roof.

When combined with a solar energy system, a metal roof's value increases even more! The reason is that solar panels will typically last 25 or more years, much longer than a typical shingle roof, and the homeowner will incur the costs to remove and reinstall the panels and mounting system whenever their roof is replaced. Since a metal roof is guaranteed for 50 years but can easily last up to 75 years, you won't have to waste any money removing and reinstalling them–– ever! Plus, since they mount so well, they can easily be upgraded to newer technology without drilling holes into the roof
Are metal roofs noisy when it rains?
They can be, but usually not on residential homes because of the way it's installed. While metal roofs on buildings like garages, warehouses, and barns intensify the sound of falling rain, this is primarily caused by the lack of a roof deck, insulation, and underlayment. On a residential home, however, layers of building materials between the metal roof and the living area reduce the noise significantly, making metal roofs as quiet as any other roofing material when it rains.
Do metal roofs attract heat and increase energy costs?
That's a question we often get, and we think it stems from our brains associating metal roofs with metal pots and pans that we cook our food in. Contrary to what you might think, however, metal roofs are actually much cooler than traditional asphalt shingle roof.

The reason for this is that metal roofing actually reflects much of the sun’s heat and energy, while conventional shingles absorb much of the sun’s heat. Metal roofing can actually reduce cooling energy costs by as much as 20%. That’s because the coating used on modern metal roof panels, such as the Galvalume that we use, incorporates special pigments that reflect the sun’s energy and release heat that is absorbed throughout the day.
Isn't metal roofing ugly?
We happen to think standing seam roofs are beautiful! For some it's love at first sight, while for others it might be an acquired taste. However, to address this, in addition to conventional standing seam panels, we also offer a variety of stone coated metal tiles in different styles that are virtually indistinguishable from conventional tile and even shingles. Metal roofing is available in a huge array of aesthetically pleasing designs and colors that can heighten the curb appeal of any home, making it easy to find an option that best suits even the pickiest homeowner or strictest HOA.
Is a metal roof more susceptible to lightning strikes?
A metal roof is no more susceptible to lightning than any other roofing material. Metal roofing does not create nor attract lightning, and poses no additional lightning risk to the structures it protects.

Lightning most frequently strikes the highest point in any terrain, regardless of the material from which it is made. If your roof happens to be the highest point in the surrounding area, one option is to install lightning rods on your property. In the event that there is a lightning strike, however, metal roofing will not ignite and catch fire since it is classified as a noncombustible roofing material with a Class "A" rating - the highest rating given.
Is metal roofing more likely to suffer damage from hail?
No, Metal roofs are actually less likely to suffer damage.

Studies conducted by the Insurance Institute for Business & Home Safety (IBHS) found that metal roofing is far less likely to be punctured by hail than conventional asphalt shingles, withstanding even golf ball-sized hailstones with only cosmetic damage. In fact, many of our metal roofing products have a Class IV UL 2218 Impact Resistance Rating (the highest impact resistance and hail rating possible) granted by the insurance commissions in the hail belt regions of the U.S. Some homeowner’s insurance companies even provide a reduced rate for metal roofs.

Additionally, unlike most other roofing materials, metal does not lose impact resistance with age – this is a real bonus over other products which become more susceptible to damage with each passing year. Luckily we here in South Florida aren't anywhere close to the hail region of the US, but in the event of an especially severe storm, if an indentation does occur, it can often be repaired easily and invisibly by capping over the damaged shingle panel with a new panel.
How well does metal roofing perform against South Florida's extreme weather conditions?
Metal roofing consistently outperforms every other type of roof, particularly shingles, when it comes to resisting harsh elements. In addition to being fire and hail resistant, metal roofs are also effective against extreme winds, with many styles having been tested and warrantied to withstand hurricane force winds as high as 155mph. Their wind resistance as well as uplift resistance exceeds even the most recent building code requirements!

But metal roofs excel against climate conditions too, not just weather conditions. Climate conditions like the 90+ degree heat we get for most of the year, as well the extreme humidity. Metal roofs and mold resistant, insect resistant, and since the material is rated as non-combustible, your home would be less likely to catch fire in the event of a wildfire, as burning embers in the air simply wouldn't ingnite if they touches your roof.

So not only does a metal roof outperform a traditional shingle roof by a massive margin, it can also do it for much longer, with a Warranty that is typically 50 years! For these reasons, many insurance companies recognize the durability of metal roofing, offering discounts for structures with metal roofs.
How does the cost of a metal roof compare with a traditional roof?
While it has a higher upfront cost, homeowners who plan to remain in their home through at least one more re-roofing cycle (usually 12 – 17 years), will see a significant financial benefit from a Metal roof. Because metal roofing is a premium roofing product, you can expect your new roof to cost more than what an asphalt shingle roof costs. The cost can vary depending on the style, material, and finish. However, a metal roof is comparable in price to tile roofing or cedar shake roofing, and generally costs less than a slate roof.

The higher price reflects the higher quality, and the many benefits it provides–– the biggest of which is that you'll never have to worry about your roof ever again. Other roofing materials like wood shingle, shake and tile have varying degrees of weather-related problems that cause them to break down and only last a fraction of the time as metal. Wood shingle and shake roofs in Florida's heat and humidity are often susceptible to rot, mildew, and insect infestation. Concrete tile roofs will often crack and warp. And asphalt begins to deteriorate as soon as you expose it to normal weather. A metal roof, however, will never decompose.

To put it in context, the average lifespan of an asphalt roof is 12 to 20 years, whereas you can expect a metal roof to last atleast 2 to 3 times longer. Why do you think Warranties on aspalt shingles are so Limited and so short? In contrast, do you think metal roofing manufacturers would think to offer 30-Year and 50-Year Warranties unless they were 100% certain of their product's durability? Metal roofs are more durable. They retain their value longer. And they retain their timeless beautiful looks decade after decade–– and if it's color ever starts to fade a little, it can simply be repainted and re-coated instead of replaced!

Plus, your new metal roof will add to the resale value of your home, save you money on your energy bills from the very first month its installed, give you peace of mind that you, your family, and your home will be safe regardless of what hurricane or tropical storm comes our way, saves you money on your homeowner's insurance, and save you lots of money by never having to re-roof ever again, or have to pay to have your solar panels removed and reinstalled.
Do metal roofs fade or rust?
Metal rusts, generally. But the Galvalume coated metal roofing materials we use minimizes the risk of rust.

Galvalume coated metal roofing panels are protected by layers of metallic and polymer coatings. Industry studies have repeatedly shown them to outperform the corrosion resistance of other coated metals. They are available with warranties as long as 40 years not to crack, chip, peel or fade.
What is Galvalume?
Galvalume is 55% AI-Zn (aluminum - zinc) coated sheet steel that is ideally suited for most types of roofing applications. An estimated 40 billion square feet of galvalume now covers buildings in all kinds of climates and environments throughout the United States, Canada and Mexico, as well as Europe, Asia and Australia. Galvalume is an ideal material for roofing because of its extraordinary outdoor corrosion resistance and resulting long life. It is extremely popular due to its versatility, ease of use, aesthetics and long-term performance.
Is a metal roof fire safe?
Yes, it's extremely fire safe! In fact, a metal roof is the most fire safe roof in the industry. It is a completely non-combustible roofing material with a Class "A" rating - the highest rating given. A metal roof not only offers amazing protection from external fires, but since it's non-combustible, it also protects your home in the event of a local wildfire (that we're seeing more and more frequently), as burning embers in the air won't set your home ablaze like with a traditional roof. Additionally, the extremely low weight of metal roofs minimizes any cave-in threat which might occur with an interior house fire.
What makes a metal roof more environmentally friendly than other types of roofs?
Metal roofing is green and sustainable for a number of reasons, the biggest one being the very material it's made out of. Residential and most commercial metal roofing materials are typically made of either 28% recycled steel or up to 99% recycled aluminum. Steel and aluminum are both plentiful and known for their durability, especially when protected by *** coatings and sealants, making metal roofs so resilient and long-lasting. And at the end of their lifecycle, after protecting your home for many many decades, they can be recycled entirely–– instead of ending up in a landfill.

Contrast this to asphalt shingles, which are basically petroleum impregnated paper or fiberglass that begins to deteriorate soon after its installed. Asphalt shingle roofs typically only last between 12-18 years, which is why its around that time when your Property Insurance company will often threaten to cancel your policy or exclude roof coverage unless you get a new roof. And at the end of its short life, its simply dumped. It can't be recycled, it just ends up in a landfill.

According to the National Association of Homebuilders Research Center, 20 billion pounds of asphalt shingles are dumped into U.S. landfills every year. That's a lot of wasted asphalt!

So not only are metal roofs both made from recycled materials, but also recyclable after their service life, they're also extremely energy efficient, helping to keep your home and attic space cooler, and lowering your electricity costs from the very first month. This makes them easily the most environmentally-friendly roof available to homeowners today! Any other type of roof is simply a temporary roof in comparison.
I live in a community with a very strict HOA. I'm concerned that a metal roof won't match my neighborhood's look and/or style.
We hear that often, especially with newer subdivisions in West Broward and South Miami. We understand that standing seam metal roofs don't match everyone's style requirements. For that reason, today's residential metal roofing is made to look like more common roofing materials. We can provide metal roofs made to look identical to asphalt shingle, cedar shake, clay tile or even slate roofing–– only stronger and more durable. We offer stone-coated tile roofs that looks indistinguishable from clay and spanish tile, in just about every color and style imaginable. If you're interested in a metal roof but are concerned your HOA won't approve it, give Metal Roofing & Solar a quick call. We'll be happy to show them how our roofing solutions meets and even exceed their requirements and standards.
Would a metal roof be too heavy for certain types of homes, or for smaller structures like a detached garage or porch?
Again, our brains seem to associate metal object with being heavy. It might come as a surprise to many, but actually, metal roofs are significantly lighter than other types of roofs. A metal roof is, on average, 50% lighter than an asphalt shingle roof, and 75% lighter than concrete tile, fiber cement shakes and slate. So it's much lighter, and many times more durable. With metal roofing, you won't have to add structural reinforcement to your home since weight is never an issue.
Is all metal roofing created equal?
Definitely not! Like most building materials, metal roofing is available in varying levels of quality. Homeowners should be sure to ask their contractor what substrate and paint coating they are recommending for their home. At Metal Roofing & Solar, we believe Galvalume steel substrates and Kynar 500® (PVDF) coatings provide the best long-term performance.
Can you install attic vents on a metal roof?
Yes! In fact, for most homes, attic ventilation is critical. It helps avoid unhealthy high moisture levels which can result in condensation and even mold. It helps reduce home heat gain and air conditioning costs in warm weather. When a home is re-roofed, we suggest that all vents be replaced rather than reusing the old ones.
If you could visit one planet, which would it be?
Yes, you can... technically. Miami-Dade County building codes allow it, as do Broward, Palm Beach, Seminole, Orange, and other counties in Florida where most humans live. But we don't like doing it, and avoid doing it unless the homeowner absolutely insists on it.

First of all, there's absolutely nothing wrong with placing metal roofs over existing asphalt shingles. However, we made the strategic decision to specialize in metal roofing products because of their incredible resilience and durability. If we simply just wanted to sell as many roofs as possible, we'd be offering asphalt roofs like everybody else. But sales and profit were never our key motivation. We love metal roofing because if it's durability, sustainability, and long-term savings, and believe that these characteristics are jeopardized when installing a metal roof over existing asphalt shingles. Here's a few reasons why:

The first is that the added weight of existing shingles combined with a new metal roof can cause certain areas of the roof deck to sag and even cause weak trusses to fail, causing a far more serious and expensive issue.

The second is that you may have areas of your plywood decking that are weakened, rotted, or that suffered water damage from a leak, and you'd never know it because the shingles above it were never removed, and the damage wasn't visible from the attic. What's the point of installing a metal over over old existing shingles over damaged or rotten plywood...only to then need to have that whole area uninstalled and removed in order to fix the plywood damage?

Also, even after a metal roof is installed, the asphalt shingles below it continue to degrade and decompose, causing some areas to sink more than others, which will cause the metal roof above it to no longer lay flat and possibly even appear rolling or wavy. Again, why would you risk this?

Remember, a metal roof in designed to last up to 70 years or longer, but that takes into account factors like how well it's installed, the platform on which it's installed, and how well its taken care of (not throwing stones or baseballs at it, etc). Why would you make the investment into a metal roof and then have it installed on a weakened platform??

Roofers that like installing over existing shingles will generally cite reasons such as that you save on the expense of tearing-off the old roof, and that its greener to leave the old roof on instead of having it end up in a landfill. Which are valid points, short term. But you're going to have to incur the cost to remove it anyway, when it starts causing the problems we mentioned above.

So TLDR: Don't cut corners. Remove your old roof, and install your new metal roof on solid stable decking so that it last 70+ years, as intended!
Is underlayment used when installing a Metal Roof?
Yes, underlayment is used on all of our roof installations. Whether the job is over old shingles or directly over wood decking, underlayment should always be used. Underlayment is required by the International Building Code and it helps protect the backside of the metal from any rough surfaces below the roofing material. Generally, one layer of synthetic underlayment is used or one layer of 30-pound felt. In certain areas, as required by code, ice and water shield products or fire-retardant underlayments will be used.
Can rain gutters (eaves troughs) be used with a metal roof?
Yes, rain gutters can be used with metal roofs. In most cases, our advice is to use a heavy-duty gutter such as a 6” K-Style gutter produced from .032” aluminum. Additionally, we advise hanging the gutters as high as possible, with an appropriate pitch for drainage. In order to avoid interference with the roof system, gutters should be installed using fascia-mounted brackets. If necessary, the roof system drip edge can be notched to allow for the brackets. The drip edge should always direct water into the gutter. Many of the gutter protection and cover systems can also be used with metal roofs though our preference is for leaf control systems that sit inside of the gutter and, again, do not interfere with the roof system.
Why should I buy a roof from Metal Roofing & Solar, versus any of the countless other roofing companies?
Metal Roofing is all we do! Most other roofing companies might mention metal roofing on their website or promo materials but don't know anything about metal roofing, and will typically subcontract the work out because they have no clue how to do it themselves. A few other roofers might actually have metal roofing in their NAME, but when you dig deeper you'll find that they ALSO offer asphalt shingles, clay tile, slate, and other styles, and that most of their sales and installs are regular old asphalt shingles.

That's vastly different from us. Here's how:

We're ALL IN on Metal Roofing! It's ALL we do! It's the only type of roof we offer, sell, or install. We have no interest in offering any of the inferior temporary roofs that everyone else offers. And yes, we're aware of how much that limits us. Only a small fraction of people shopping for a new roof will want a metal roof, and thats OK with us. It's our firm belief that Metal Roofing is the best type of roof you can possibly have in your home, and from both the durability and energy savings alone, the extra investment you make will quickly pay for itself several times over.
Solar Energy Related Questions
Can’t find the answer you’re looking for? Reach out to our customer support team.
Will installing solar panels on your roof cause leaks?
When done correctly, the answer is No. There's a reason why you need to be a licensed Contractor to install solar energy systems in Florida. Licensing requirements include learning how to install solar panels on a wide range of different roof types and roof pitches. Our team at Metal Roofing & Solar is experienced in installing solar energy systems on all types of roofs, carports, car canopies, ground mounts, and even sailboats. The knowledge we're able to bring on installation day is invaluable when things don't go 100% as planned, and experience counts. This is why it’s critical you choose a licensed solar installer with experience in roofing to prevent any issues after installation.
Will solar panels increase home value?
Studies show that home solar panels in Florida do increase property value, but the exact amount varies by area. The exact amount can vary between a 4% increase after switching to solar, and as high as 11%. One important thing to note is that green energy upgrades are exempt from property taxes in Florida, meaning you can increase your home's value by adding a solar energy system, but without having the assessed value go up, so your property taxes don't go up. Also, there's no sales tax on solar energy systems, so you save that, too. It's almost like they secretly want you to switch to solar, right?
Can an HOA prevent solar panels from being installed?
No, by law HOAs in Florida cannot prevent home solar panels from being installed. Florida, like many states, has a Solar Rights Law that prohibits homeowners’ associations from restricting solar devices. Some homeowners’ associations have rules regarding the installation of anything on your roof or grounds, and might require the homeowner to notify them before starting a project, or even ask the contractor to submit project plans to them for approval. But state laws prevent them from interfering with clean energy projects.

If you live in Florida and your HOA has told you you can't switch to solar, it was most likely a simple misunderstanding, or it could be that they need a legal refresher. Either way, you still have options. Give Metal Roofing & Solar a call and let's go over them!
Where can I learn more about that Florida program that gives homeowners free solar panels?
“Free” solar programs in Florida are a scam and are used in ads by sleazy marketing companies to get homeowners to click and fill out their contact information, so they can sell your data to 20 or more companies and then your phone won't stop ringing. Florida does NOT have any state-run programs that provide homeowners with low-cost or free solar panels. There are programs that can assist with the loan process, but they don't provide discounts on solar products or home energy systems.

If you come across any ads for free this or free that, know that there's no such thing–– it's a scam, and possibly even fraud. Don't click on them. Just report them for being False and/or Misleading
How does net metering work?
Most utility companies in Florida allow homes to remain connected to the grid, even if they can generate all the power they need themselves. If you have a battery backup system installed, you'd use the stored energy at night when their isn't any energy being created by the panels. But if you don't have a battery backup system, you'd need to use the grid's power at night, or any time you're simply not generating enough yourself. This is when net metering kicks in.

In short, net metering allows you to sell to the local power company any "surplus" energy you're generating but not using, such as in the middle of the day during peak solar periods, when there's no one home. At night, when there isn't any energy being generated, the homeowner would then be buying energy from the local power company. This buying and selling of energy back and forth is done using "energy credits." Energy credits are used to offset energy costs at night and allow some homeowners to have near-zero monthly bills. Each utility company has its own program and rules, which is why it's so important pay careful attention to the payback rates as they could impact overall monthly savings.

Our office maintains an up-to-date file on all the programs and rates from the different power companies around Florida. Contact us and we'll send it over to you
How much does solar panel maintenance cost?
Florida homeowners should expect to spend anywhere from $100-$300 each year on regular solar panel maintenance. Usually, all that is required is light dusting or cleaning, which can be done with a garden hose. Skipping routine checks and maintenance can leads to much bigger more expensive repairs, such as when squirrels, birds, and other small critters start building nests in or around rooftop solar panels. We take measures to prevent this from happening, but nature is relentless, which is why maintenance is important
Will solar panels survive a hurricane?
Yes, easily. Residential solar panels in Florida are required to withstand wind speeds of at least 150 miles per hour. That is equal to a category 4 hurricane, just shy of Category 5. The solar energy system's ability to survive a hurricane essentially comes down to how well they're installed, which is why it’s so important to choose a licensed installer.

The type of roof you have and it's condition at the time of the storm also play a factor in how well they do. Again, we LOVE metal roofing, and we LOVE solar energy. There is no better type of roof in the market today thats more perfectly matched for solar than a beautiful metal roof.
What happens to our home's solar energy system if we move?
If you to sell your home and move, there's several options for your solar energy system. The easiest option is to just leave it as part of the home and use the property value increase to pay off any remaining loan amount if you financed it. You can also choose to have the system uninstalled and reinstalled at your new home. A third option, although its less common, is to do a Loan Transfer, where the homebuyer applies to your finance company, and if approved, they essentially take over the remaining payments from you.

We know selling your home and moving can be extremely stressful, and you might already have more than enough to deal with. For this reason, we offer steeply discounted removal and reinstallation services to all of our customers, if they're moving within Miami-Dade, Broward, or Palm Beach counties.
Can you install solar electric on a mobile home?
In South Florida, the answer is generally No. Local building codes require the system to meet a required wind load rating. And mobile homes (generally) cannot supply a secure enough attachment to meet the requirements of that rating. However, in those cases where it's not possible on the mobile home itself, we can also present the homeowner with other options such as ground mounts and/or pergola installations.
Do I need to have south facing exposure to have a solar energy system?
A roof with southern exposure would work best because it increases the effectiveness of a residential solar power system. However, a west or east facing roof will also work.
What are the environmental benefits of solar?
Most local power companies generate their electricity by burning coal or natural gas or by nuclear energy. Solar energy creates electricity from the sun and avoids pollution from these conventional methods. Using national average emission factors, every megawatt-hour of electricity generated through solar PV panels avoids more than 1,300 lbs of carbon dioxide (CO2), more than 5 lbs of sulfur dioxide (SO2), and almost 2 lbs of nitrogen oxide (NOx), and it also avoids producing radioactive nuclear wastes.

We literally live in the Sunshine State. There's very few places more better suited for solar than Florida...with plenty of sunshine, mostly clear days, and the occasional rain to dust off and clean your panels for you. Let's take advantage of it–– other places only wish they were this lucky!
How much space do I need for a PV solar system?
The exact amount of space you'll need will depend on a number of factors including the amount of energy you wish to produce to offset your energy consumption, the type of solar panels to be installed, and orientation of your roof. For example, if you have a clear unobstructed southern facing roof, you could require fewer panels than if your roof was mostly north or east. It will also depend on whether the PV system will be mounted on a roof or the ground (or another structure).
Will solar panels work on cloudy days or bad weather days?
It’s a common misconception that solar panels produce no power when it is cloudy or raining. Yes, bad weather will affect the maximum power output of your system, but your system will still continue to produce electricity. Plus, most of the latest generation of solar panels have been designed to keep producing power even without direct sunlight. If this is a major concern for you, please mention it to your Solar Rep so we can provide you specifications from our different manufacturers on their panel's energy production capabilities in cloudy weather.
Can I run my home off a battery backup system if the power goes down?
Yes, battery backup systems can power a home during an outage. With a larger multiple battery backup system, you can choose keep your whole home powered, or with a smaller system only power the essentials.
How do I know if I have enough sunlight for a solar energy (PV) system?
A solar electric system needs unobstructed access to the sun’s rays for most or all of the day. Tree branches, neighboring structures, street lights, and other obstructions can significantly reduce energy output. If you have some shading issues, we'll use microinverters instead of the standard string inverter. But significant shading can impact your system's ROI, which obviously could determine if your system would benefit you financially. We want it to benefit you. If it doesn't, we'll clearly indicate that to you.
If I simply can't have a solar energy system mounted on my roof, what other options do I have?
If a roof-mounted system isn't possible, a ground-mount or decorative pergola application are popular options. If space permits, a solar carport or canopy can also be considered.
How does the solar tax credit work?
The updated federal solar tax credit offers a 30% savings incentive on any qualifying residential or commercial solar electric installations through 2032. While most home energy systems and batteries qualify, there are some tax implications to consider. We'll go over all the nitty gritty details of how the solar tax credit works when our team meets with you in person.
What are the key incentives for homeowners in Florida looking to switch to solar?
There's both state and federal incentives to take advantage of!

First, Floridians do not have to pay sales or property taxes for residential solar panels.
With Florida’s Solar and CHP sales tax exemption, you can save up to 7% of what you would otherwise owe in sales taxes (exact amount depends on your county).

And although the solar system will increase your property's value, the Property Tax Abatement for Renewable Energy means that that increase in value won't also be added to your assessed value, so you will not pay higher property taxes after your installation.

And last and possibly best of all, there's the Federal Solar Investment Tax Credit, where you essentially save the equivalent of 30% of the cost of your system in the form of a credit on your taxes due (money you would otherwise have paid to the IRS). There's alot of nuances and details on how the tax credit works and how to get the maximum benefit out of it. Our team can go over all the details with you in person or over the phone or over Zoom. Just give us a quick call
What is an Interconnect Agreement and does Metal Roofing & Solar assist me with completing it?
Yes, Metal Roofing & Solar will request the necessary documents from your local power company, and then assist you with completing all the paperwork at the end of your installation. Each power company has its own Application and Agreement, which it needs completed, signed, and approved in order to connect your solar electric system to its power grid. This documentation is also the Agreement between you and the power that they will provide you with credit for the energy you send them, and at what rates.
Financing
Related Questions
Can’t find the answer you’re looking for? Reach out to our customer support team.
What is PACE financing and how does it work?
PACE is that "government program" you hear people talking about–– although that's NOT correct. It's actually a private loan program, offered by private companies, that allows homeowners to have energy efficiency related home improvements done and then to pay the loan back by adding the payments to their property taxes. However, it is NOT sponsored or part of the government in any way.

PACE stands for Property Assessed Clean Energy, a program created to allow credit-challenged homeowners with an easier way qualify for financing for energy efficient home improvements such as a new Roofing, Solar Energy, Impact Windows and Doors, new Air Conditioners, and more. They have much easier rules to qualify compared to traditional loans, and the payments are added to the property taxes.
Who are the major PACE providers in the South Florida area?
The biggest ones are: Ygrene, ReNew, HomeRun, GoodLeap, FortiFi. There's several more, but those are the main ones
Does Metal Roofing & Solar offer PACE financing?
Yes, Metal Roofing & Solar offers PACE programs with ReNew, GoodLeap, Ygrene, and HomeRun. We like to provide options in order to help our clients get the very best deal they qualify for
How do I get started with PACE?
PACE financing is offered by a number of different companies, and are widely available in Miami-Dade, Broward, and Palm Beach counties. There's a few small areas where its not available, which is why we ask for your full property address.

To get started, after our team meets with you and we reach an agreement on the solutions you'll have installed, we go over a number of different financing options. Depending on your credit, income, location, and equity in your home, we have a number of different programs available–– not just PACE. Our finance team will work with you, taking your application, and getting you the best terms possible.

The best option is obviously if you have the cash and can buy it outright. If not, there is the option of financing. Never underestimate the importance of comparing different options. Many people accept truly awful terms because they're just glad someone approved them. It HAS TO MAKE FINANCIAL SENSE. We'll never push a customer into a bad deal. It has to make financial sense and save you money
Do you offer any other type of financing besides PACE?
Yes, of course. PACE financing isn't for everybody, and PACE companies don't always offer the best terms. As a company, Metal Roofing & Solar is one of the few companies in South Florida to have a relationship with Space Coast Credit Union. For clients living in the 3 South Florida counties, with strong credit and income, they can present much better terms than financing with a traditional lender or PACE company. We also offer a number of different Solar Leases and Solar PPA programs, for clients interested in solar energy.
How does a Solar Lease work?
A solar lease allows a homeowner to have all the benefits of solar energy system in their home, without having to buy the system itself. Instead of buying the system, they pay a fixed price each month to a solar provider, who owns and manages the system. Their monthly payment is obviously significantly lower than their normal monthly energy bill, so it makes financial sense. The arrangement typically allows the homeowner to have the system placed on their home with no money down, and the installation, all the permits and engineering plans, as well as all maintenance and repairs are all paid by the solar provider.

Best of all, the Lease includes complete system monitoring along with a Performance Guarantee for the life of the lease!!

The lease makes it possible for homeowners to switch to solar with nothing out of pocket to start, and start saving money on their electricity bill from the very first month.
How does a Power Purchase Agreement (PPA) work?
A Power Purchase Agreement (PPA) works very similar to a lease. Both options are available with no money down, and the solar provider pays for everything from the panels and system, the cost of permits and engineering plans, the installation, any future maintenance and repairs, and the system also includes System Monitoring and a Performance Guarantee for the life of the Agreement!

The primary difference is that with a solar lease you pay a fixed amount each month, whereas with a PPA you pay per kilowatt hour (kWh). So essentially, with a PPA you're buying the energy that's generated by your panels, however, you're buying it at a hugely discounted price compared to what you'd pay to the local power company. Your payment isn't fixed, like with a lease–– it can go up and down depending on how much of the solar energy produced was used by your home. But you can be assured that the rate you pay per kilowatt hour (kWh) is alot less than what you'd pay to FPL or whoever the local power company is.

The area you live in and the utility company you work with will determine which Lease or PPA program is available in your area. Sometimes you have multiple options to choose from, and sometimes not as many. Contact our office to learn more about the Solar Lease and Solar PPA options you have in your area!
How long is the residential solar installation agreement? Can I buy the system if I want?
Both the Solar Lease and PPA Agreements are generally 20-25 years. And yes, if you’d like to buy your residential solar system, you’ll have buyout options.
What happens at the end of the Agreement?
You can either purchase the system, you can decide to extend your agreement for more years, or you can simply ask the solar provider to remove the system at that time.

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